When it comes to traveling the world, whether it’s a once-in-a-lifetime safari in Kenya or an intimate European river cruise, the dream can often feel out of reach. However, as Angela Pearce, travel advisor and founder of A&P Global Travel, shares in her interview with PFW Advisors founder Scott McKenzie, these extraordinary experiences don’t have to remain just dreams. With the right planning, including financial planning, you can unlock the world’s most awe-inspiring destinations.
Angela’s recent safari in Kenya and Tanzania was a bucket-list trip that many of us can only dream of. But it’s also an example of how well-executed financial planning can make grand adventures a reality. “It’s about knowing where to go, when to go, and most importantly, who to go with,” says Angela. From private safaris to high-end lodges, the logistics of such a trip can be overwhelming. With planning, Angela was able to create the perfect experience, making sure every detail, from visas to transportation, was handled smoothly.
Financial planning plays a crucial role in ensuring you have the resources to experience these types of adventures, allowing you to allocate funds for the right travel partners, accommodations, and experiences. When you plan ahead and set realistic financial goals, you set yourself up to enjoy seamless, stress-free travel.
One of the biggest barriers to dream travel is the logistics. With countless options to consider, such as where to go, what time of year is best, and which outfitters are reputable, it can feel like a daunting task. Angela explains how her clients can go on safaris without the worry of missing a detail. "It’s a huge benefit when you’ve worked with trusted advisors who know the ins and outs of the destination,” she explains.
Financial planning is about more than just saving money. It’s about being able to make informed decisions about how and when to spend it. By allocating funds toward travel experiences, you can remove the uncertainty of traveling to foreign countries with ease.
Another advantage of having a financial plan is that it allows you to feel confident when working with experts like Angela. As she mentions, when clients book through her, they know they are in the best hands possible. Financial security provides the peace of mind necessary to fully enjoy these experiences. “My clients don’t have to worry about the logistics; they just show up and enjoy their trip,” says Angela. Financial planning helps make this possible by ensuring that the funds are available for luxury experiences, expert-guided tours, and logistical support.
For many, traveling to exotic destinations like Antarctica or Europe may seem unattainable, but financial planning can make it happen. “My typical clients are those who have saved, invested, and are now looking to enjoy the fruits of their labor,” Angela notes. Financial planning isn’t just for saving for retirement; it’s about helping you make your dreams come true in the here and now.
By creating a sustainable plan and budgeting for adventures, you can prioritize the things that matter most to you. Whether it’s traveling the world, visiting a specific country, or going on a once-in-a-lifetime trip, financial planning helps ensure you have the resources to follow your passions.
One of the key takeaways from Angela’s interview is the power of tailored travel experiences. Financial planning makes it easier to curate these bespoke trips. “I don’t just book a hotel; I create a personalized experience that fits the client's specific desires,” says Angela. Whether it’s a unique river cruise or a luxury safari, financial planning allows you to invest in high-quality experiences that will stay with you for a lifetime.
Scott wisely points out in their conversation, “Life is short,” so it’s important to take action on your travel dreams. Financial planning is an essential part of making those dreams a reality. By working with a trusted financial advisor, you can ensure that your goals align with your dreams, whether it’s traveling the world or taking that long-awaited African safari.
The right financial planning can give you the peace of mind to pursue your passions and make those bucket-list trips a reality. As Angela Pearce’s story proves, adventure is possible when you plan with intention, and financial freedom makes it all the more enjoyable.